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Great American Credit Repair Company of Miami Florida - Because You Deserve A Fresh Start! Free Consultation. Repair Your Credit! Raise Your Scores! Money-Back Triple Results Warranty. Credit Repair Company in Miami, FL Specializing in; Credit Repair, Credit Counselling, Credit Restoration. How Great American Credit Repair Works to restore your credit The Credit Bureaus insist that individuals cannot repair their credit without waiting 7 to 10 years for negative items to be removed. Don’t believe that. The Fair Credit Reporting Act says that if the items on your credit report aren’t reported 100% accurately and 100% verifiable by the creditors, then the item must be removed from the report.