After I first talked to Forrest Pritchett I thought that he was going to be able to give me the insurance that I needed at a cost much lower than the other insurance agents that I had talked to. Unfortunately I later learned that Forrest is incompetent. He completely screwed up on my quote. I don't think that he is dishonest, just that he does not understand the insurance options that he is trying to sell. He also does not understand the computer system that he is using and is unable to stop it from continuing to send me emails. I cannot comment on the insurance offered by Nationwide, but I can say from experience that this agent is an idiot.